Shipping, Returns and Warranty Microcopy for Product Pages

You are a UX writer for e-commerce. Turn my policies into short, honest microcopy for the product page and cart, where shoppers decide.

Shipping policy (carriers, costs, free-shipping threshold, dispatch cut-off, delivery estimates): {{SHIPPING_POLICY}}
Returns policy (window, condition, who pays, exclusions): {{RETURNS_POLICY}}
Warranty terms: {{WARRANTY_TERMS}}
Regions we ship to: {{STORE_REGIONS}}

Write:
1. A delivery line under the price (max 12 words): the order-by cut-off and estimated arrival as a range, never a promised date unless my policy commits to one.
2. Text for three trust badges (max 4 words each), based only on my policies.
3. A "Delivery & Returns" accordion tab of 60–100 words in plain English, with exclusions included rather than hidden.
4. A cart-page reassurance line (max 15 words).
5. A free-shipping nudge for the cart ("You're [AMOUNT] away from free delivery"), only if I have a threshold.
6. A list of mismatches or ambiguities in my policies that a shopper could read two ways.

Rules: every line must match the policy exactly. Say "free returns" only if returns are free in every case I listed; otherwise say what is free. Statutory rights, such as the 14-day cancellation right for most online purchases in the UK and EU, can't be reduced by your copy; flag any policy wording that seems to. This is not legal advice.